Criticism of Mormonism/Websites/MormonThink/Tithing
Why did the Church get involved in a shopping center?
In early 2003, the Church announced it was purchasing a shopping mall directly south of Temple Square. Because the Church already owned a majority of the land on which the mall was built, this purchase brought the remainder under the Church’s control.[1] The Church did so with the purpose of revitalizing the are directly south of Temple Square because the Church had a “compelling responsibility to protect the environment of the Salt Lake Temple.”[2]
After three years of planning, the Church announced a 20-acre development project called City Creek Center to replace the old shopping mall and several other buildings directly south of Temple Square. The project would be a mixed-use development, which included retail, office, and residential space.[3] Mixed-use developments had become prominent in real estate development because this type of development “ensures vitality through activity and diversity. It makes areas safer. It also reduces the need to travel, making people less reliant on cars, bringing welcome environmental benefits.”[4] All of these objectives are interests of the Church, especially in the environment around the Salt Lake Temple.
Did the Church use tithing funds to finance the purchases and buildings?
In the April 2003 general conference, President Gordon B. Hinckley explained “tithing funds have not and will not be used to acquire this property. Nor will they be used in developing it for commercial purposes.” Instead, “funds for this have come and will come from those commercial entities owned by the Church. These resources, together with the earnings of invested reserve funds, will accommodate this program.”[5] Multiple statements were subsequently made reinforcing the fact that tithing funds would not and were not used for the development project.[6]
Some claims are made that tithing really was used because some of the money came from earnings on invested reserve funds, which funds were set up using tithing donations. However, financial documents have shown that only earnings on invested funds, not the original funds themselves, were used to finance the development project.[7]
Why would the Church put tithing into investment portfolios?
Some individuals wonder why the Church puts tithing into investments instead of donating to the poor.
President Gordon B. Hinckley explained that saving some tithing funds is a fundamental principle of Church finances:
In the financial operations of the Church, we have observed two basic and fixed principles: One, the Church will live within its means. It will not spend more than it receives. Two, a fixed percentage of the income will be set aside to build reserves against what might be called a possible “rainy day.”
For years, the Church has taught its membership the principle of setting aside a reserve of food, as well as money, to take care of emergency needs that might arise. We are only trying to follow the same principle for the Church as a whole.[8]
The tithing set aside as a reserve is added to the Church’s investment funds. Bishop Gerald Causse explained the reason for putting saved tithing funds into investments instead of simply holding the tithing in cash or cash equivalents:
In the parable of the talents, the lord who asked for an accounting from his servants chastised the one who had not invested the money entrusted to him but instead had hid that money in the earth. He characterized the servant as “wicked and slothful” for not investing that money for a reasonable financial return. Consistent with this spiritual principle, the Church’s financial reserves are not left idle in nonproductive bank accounts but are instead employed where they can produce a return.[9]
Did the Church achieve its objectives with the City Creek Center project?
Most analysts agree that the City Creek project was successful in revitalizing downtown Salt Lake City:
New York Times[10]“The center has added 2,000 jobs and brought more than 16 million visitors into downtown,” according to the Economic Benchmark Report of 2013, paid for by the real estate firm CBRE. Taking into account the improving economy, the report credits the mall, at 50 South Main Street, with helping downtown retail sales increase by 36 percent, or $209 million, in 2012.
The “mall is the single most important thing to happen to Salt Lake City in 50 years, maybe more,” said Bruce Bingham, a partner with Hamilton Partners, a Chicago-based real estate developer. “It revitalized downtown.”
Salt Lake Tribune[11]The International Council of Shopping Centers “selected City Creek Center — winner of a number of other awards since its 2012 debut — and the site's co-designer and operator Taubman Centers for its top accolade as "the most outstanding example of shopping center design and development for 2014-2015
"Main Street is thriving and it would not be if City Creek Center had not been built," said Jason Mathis, executive director of the Downtown Alliance, representing downtown merchants. "I attribute a lot of downtown's success to City Creek Center's development and the design."
BuildingSaltLake.com
[12]“According to data from the Downtown Alliance, since City Creek opened, downtown retail sales have increased 46 percent, retail employment increased 83 percent and downtown hotel room bookings grew by 62 percent. The retail center’s presence also contributed to an 119.7 percent rise in retail wages, 26.9 in food service wages and 74.1 percent in hotel wages.”
While there are multiple factors that have led to the current boom downtown, based on the numbers City Creek has played an important role in bringing more development downtown.
“This is our best example of a TOD (transportation oriented development),” said Reid Ewing, professor of City and Metropolitan Planning at the University of Utah. Ewing led a study looking at foot traffic downtown after City Creek opened and found that the block of Main Street between South Temple and 100 South had the highest pedestrian activity than any other block downtown. Ewing cited his vibrancy scale that measures vibrancy based on imageability, enclosure, human scale, transparency and complexity as an indicator of the health of downtown, especially near City Creek. “This (City Creek Center) has it all in terms of vibrancy,” said Ewing.
Further reading
City Creek Project
- The most comprehensive review of the finances involved in the City Creek Center project is available in “Order Granting Motion for Summary Judgment,” James Huntsman v. Corporation of the President of the Church of Jesus Christ of Latter-Day Saints, 10 September 2021, U.S. District Court, Central District of California, case 2:21-cv-02504-SVW-SK.
Church Finances
- ↑ "Church to buy Crossroads Plaza mall," Deseret News, 19 March 2003.
- ↑ Gordon B. Hinckley, “The Condition of the Church,” April 2003 general conference.
- ↑ "Downtown rebound: LDS Church unveils plans for 20-acre development," Deseret News, 4 October 2006.
- ↑ Department of the Environment, United Kingdom, 24 July 1995, as cited in A. Coupland, Reclaiming the City: Mixed Use Development (London, E & FN Spon, 1997).
- ↑ Gordon B. Hinckley, “The Condition of the Church,” April 2003 general conference.
- ↑ A compilation of statements is available on pages 2–3 in “Order Granting Motion for Summary Judgment,” James Huntsman v. Corporation of the President of the Church of Jesus Christ of Latter-Day Saints, 10 September 2021, U.S. District Court, Central District of California, case 2:21-cv-02504-SVW-SK.
- ↑ A financial analysis on these redacted documents is available on pages 7–8 in “Order Granting Motion for Summary Judgment.”
- ↑ Gordon B. Hinckley, “The State of the Church,” April 1991 general conference.
- ↑ Gerald Causse, “The Spiritual Foundations of Church Financial Self-Reliance,” Ensign, July 2018.
- ↑ Caitlin Kelly, "Mormon-Backed Mall Breathes Life into Salt Lake City," The New York Times, 9 July 2013.
- ↑ Tony Semerad, "City Creek Center: Boon for downtown or one of SLC's 'biggest mistakes'? Salt Lake Tribune, 11 May 2015.
- ↑ Isaac Riddle, "City Creek's impact on downtown growth by the numbers," BuildingSaltLake.com, 17 March 2017.
On their old website, MormonThink claims...
Critic's comment: Of all the things Jesus would tell Gordon Hinckley, He told the Prophet to buy a mall? For ten years, the only new light and knowledge given to the world by Jesus through His Prophet are the doctrines of "no penny poker," "no multiple earrings," and "no gay rights." And now we are expected to believe that Jesus' latest revelation is the need for His church to get in the shopping mall business?
FairMormon commentary
- The author is "speaking for Jesus" —The critic, despite not believing in God, presumes to "speak for Jesus".
- Trivialization —Critics take a complex idea and attempt to trivialize it down to a few simple sound bites in order to prove their position.
These items are certainly not the "only new light and knowledge given to the world." They are a trivial strawman subset of things that the prophets have said.
On their old website, MormonThink claims...
It's disgraceful to read the propaganda the Church puts out about tithing. Read the article 'Tithing Shoes' based on a true story from the Church's magazine Friend, Nov 2007:
LDS.org
The story recounts a destitute mother with a child that did not have any shoes to wear. She had just enough money to buy some shoes for her son. Instead, she feels too guilty if she spends that money on her son instead of giving it to the church as tithing, so she gives it to the church. Of course a 'miracle' happens and the bishop gives her son some shoes he happened to have.
FairMormon commentary
- The author is using sarcastic reasoning —The critic makes sarcastic claims that are intended to generate an emotional reaction.
"Of course a 'miracle' happens..." To those of us who actually believe in God and miracles, this is an inspirational story. For those that do not believe in God and miracles, they are left only with sarcastic comments about "miracles".
FairMormon commentary
- The author is using mocking language and hyperbole to try to make his or her point —The critic intentionally exaggerates claims in order to mock believers.
This claim must ignore a great deal of information. The Church has an extensive welfare program that takes care of members, and extensive resources to assist in disasters across the world which are not limited to members.
- The critic neglects to mention that the Church will not let this woman or her children go hungry. There is no mention of the Bishop's storehouse, which is specifically for this purpose.
- Nor do the critics mention that the bishop can and often will help pay the mortgage. Any Church finance clerk has written mortgage checks more than once.
- Nobody that pays tithing is subsequently abandoned by the Church to starve. That is what fast offerings are specifically used for.
On their old website, MormonThink claims...
LDS leaders often hint at promises that tithe payers will receive increased income from paying tithes, yet Utah remains one of the poorest states in the US and ranks among the highest in personal bankruptcies. Utah has led the nation for the last few years in bankruptcy filings. Not only was Utah #1 in 2005, but it also had a record number of (bankruptcy) filings....Our Comment: We wonder how much the bankruptcies would decrease in Utah if the members paid their legal obligations first and then gave donations to the church as they could afford them.
FairMormon commentary
- The Church does not teach that tithe payers will receive increased income from paying tithes. The Church teaches that members who pay their tithing will be blessed as a result. The form of that blessing can vary, but there is no guarantee that it will be in the form of increased income.
On their old website, MormonThink claims...
Many former Mormons continue to pay their tithing, but now do so to more traditional charities - where they know how the money will be spent.
FairMormon commentary
- The word "tithing" means "ten percent." We seriously challenge any ex-Mormon to demonstrate that they are now paying 10% of their income to traditional charities. The standard ex-Mormon position is that you should stop wasting your money by paying tithing, so that you will have more money.
On their old website, MormonThink claims...
LDS tithes are not used for charity, but are used to build the kingdom. Sure the LDS Church does some good with their money, like helping out with the earthquake in Haiti, but they could really do so much more with their enormous financial empire that's been built from the generous donations of its members over the last century.
FairMormon commentary
- Trivialization —Critics take a complex idea and attempt to trivialize it down to a few simple sound bites in order to prove their position.
"Sure the LDS Church does some good with their money..."
- The author is asserting that the Church is simply a corporation —Critics like to portray the Church as a for-profit business.
The critics now portray the Church as an "enormous financial empire."
- The critic takes this position based upon assumptions and little data.
On their old website, MormonThink claims...
The modern LDS Church in the 21st century simply no longer needs additional tithing dollars. If you feel you need to still pay tithing, then pay your tithing to reputable charities that distribute their money to the poor and needy or look for cures to diseases and the like. God knows you paid money to these organizations - even without a tithing settlement.
FairMormon commentary
- The author is "speaking for God" —The critic, despite not believing in God, presumes to know what God ought to require.
This is claim seems to expose the authors as people who cannot be truly "active" members of the Church.
On their old website, MormonThink claims...
Advice for those that wish to be a member but not pay a full tithing. Some members wish to remain in the Church but not pay a full tithing but don't want the embarrassment of having the bishop and some others in church know that they no longer pay tithing. Here's one suggestion. The Church has a program set up so members can pay electronically to the church headquarters. This was set up as some wealthy people do not want the bishop to know how much money they make. If pressed by the local bishop, the LDS headquarters will only send an acknowledgement to the local ward that some funds were paid in the year. They do not say how much money you paid to the church. You can donate $5 if you want and declare to the bishop that you were a part-time tithe payer at tithing settlement time and leave it at that. You could say you were a full tithe payer if you want to also, but we don't advocate lying.
FairMormon commentary
- Deception is OK. Lying is not. —The critic advocates deception in order to make someone believe something that is not true, however, they reiterate that they do not advocate lying.
So, to summarize: MormonThink recommends misleading your Bishop during tithing settlement so that he believes that you are paying some tithing, but they do not advocate lying.
- The program does not work the way MormonThink describes it. The program for direct donations is called "Donations-in-Kind." It is primarily used to transfer assets that cannot be transferred at the ward level. For example, if one wishes to pay tithing using a donation of stock, the ward is not equipped to handle this. The member contacts the "Donations-in-Kind" office in Salt Lake and obtains the number of the Church's brokerage account. The member then initiates a brokerage-to-brokerage transfer, and sends the Church a letter specifying how the donation is to be allocated (percentage to tithing, fast offering, etc.). The Church then sends a tax receipt back to the member, and a copy to the bishop, specifying that a donation was made, the type of stock donated and the number of shares. If the bishop were so inclined, he could deduce the value of the donation by looking up the stock price and multiplying by the number of shares on the receipt, however, no bishop would ever bother to do this.
- The "Donations-in-Kind" department was not set up so that "wealthy people" can avoid telling the bishop "how much money they make."
Sub-articles
Summary: If you would like to read all of the source quotes without wading through all of the "Critic's comments," "Apologetic rebuttals" and "Our Thoughts" sections, we present the critical web page as it would appear if
only the source quotes were provided without any additional commentary. We also try to provide accurate references and direct links to the original source text rather than simply linking to other websites where you have to search for them.